BRAIN CANCER RECEIVED A LETTER ADDRESSED TO THE INFANT FROM
THE INSURANCE COMPANY SAYING THAT HIS COVERAGE WAS DENIED.
THIS IS A PICTURE HERE OF THE ADORABLE CONOR RICHARDSON AND
NOW THE INSURANCE COMPANIES SEND THIS LITTLE NUGGET A LETTER
THAT
SAYS:
AND THEN SOMEWHERE IN THE MIDDLE
OF THE LETTER THEY SWITCH FONTS
AND THEN THEY START TALKING TO THE PARENTS IN A BIZARRE CHANGE
OF PERSON.
THEN THEY CHANGED THE TYPEFACE AGAIN AND SAID:
A LOVELY MESSAGE TO SEND A NINE-MONTH-OLD BOY WHO CAN'T
READ IT AND WHO IS SUFFERING FROM AGGRESSIVE BRAIN CANCER BUT
FORTUNATELY FOR THIS FAMILY:
SO THIS STORY DOES HAVE A SEMI-HAPPY ENDING HERE AND
THAT THIS CHILD WILL CONTINUE TO RECEIVE TREATMENT AND THE
PARENTS DON'T HAVE TO WORRY ABOUT THE EXORBITANT
MEDICAL COST OF UNDERGOING THIS TRIAL AND CHEMOTHERAPY, BUT
THIS LETTER JUST SHOWS YOU HOW MESSED UP OUR HEALTHCARE
SYSTEM IS AND HOW BADLY WE NEED SINGLE-PAYER.
I MEAN IT IS JUST SUCH A GLARING EXAMPLE THAT WHEN YOU SEE
THE FACE.
CAN WE SHOW THE BABY AGAIN?
WHEN YOU SEE THAT FACE AND THERE'S PICTURES OF THIS
LITTLE SWEETHEART GLARING UP AT HIS FATHER.
IT'S THE SWEETEST THING.
I WAS READING THIS ARTICLE AND GOING THROUGH THIS AND I WAS IN
TEARS AND IT JUST MADE ME SO FRUSTRATED AT THE STATE OF OUR
HEALTHCARE IN THIS COUNTRY RIGHT NOW AND THEN I WAS ENCOURAGED
AND HAPPY TO READ THAT AND ABOUT ST.
JUDE'S AND HOW THEY CARRY ON
THEIR MEDICAL SERVICES BUT FOR BABIES AROUND THE COUNTRY
AND PEOPLE AROUND THE COUNTRY, THEY ARE NOT SO LUCKY.
YOU SAID IT CHANGED FONT.
WHAT IT CHANGED FONT TO WAS THE ONLY THING AN INDIVIDUAL
CONTRIBUTED TO THIS FORM LETTER.
THAT IS WHAT IS SO ANNOYING.
IT IS SO LITTLE OF IT HAS ANY PERSONAL IMPACT AND SOME
MEDICAL CRISIS LIKE THIS IS ONE OF THE MOST PERSONAL THINGS
YOU CAN GO THERE.
OF COURSE IT'S PERSONAL BUT IT IS ONE OF THE MOST HEART
WRENCHING SENSITIVE AREAS IN YOUR HEALTHCARE PROVIDER TO JUST
SWEEP IT AND WRITE THE LETTER, DEAR NINE-MONTH-OLD BABY.
IT MAKES YOU SICK.
IT'S VERY FRUSTRATING.
I UNDERSTAND THAT THERE ARE LIMITS TO WHAT A HEALTHCARE
PROVIDER COVERS.
I GET IT.
AND I UNDERSTAND THAT THERE ARE CERTAIN EXPERIMENTAL TREATMENTS
THAT ARE SO EXPERIMENTAL AND OUT OF LEFT FIELD THAT A
COMPANY IS GOING TO SAY I AM NOT GOING TO COVER YOUR WEIRD
POTION THAT YOU ARE PUTTING TOGETHER.
THAT IS WHAT THAT IS FOR BUT THIS IS ST.
JUDE'S AND THIS IS
ST.
JUDE'S USING SOMETHING THAT GOT TO THIS LEVEL SO IN THE VERY
MINIMUM, THEY NEED TO STOP USING THE TERM MEDICALLY
NECESSARY BECAUSE IT IMPLIES THAT IT IS NOT NECESSARY
MEDICALLY TO SAY THIS KIDS LIFE.
I THINK THAT IS THE ISSUE I HAVE WITH THE LANGUAGE IS
THAT IT'S VERY CONFLICTING.
THEY ARGUE THAT IT IS NOT MEDICALLY NECESSARY BUT
THEN ALSO LATER ARGUED THAT THEY ARE DENYING COVERAGE
BECAUSE IT IS NOT MEDICALLY EFFECTIVE.
BUT THEN THEY CALL IT A LIFE-SAVING TREATMENT SO
WHAT IS IT?
YOU NEED TO PROVE YOUR CASE.
YOU NEED TO DO IT BETTER AND IT NEEDS TO BE CONSISTENT AND
ALSO INSERT A LITTLE HUMANITY INSIDE OF THE LETTER AND
THAT WOULD ALSO GO A LONG WAY BUT I THINK AGAIN, IT'S
CARVING OUT THE BOUNDARIES FOR WHY YOU'RE NOT PROVIDING
COVERAGE FOR THIS CHILD.
AND ONE OF THE OTHER FRUSTRATING THING IS THAT IT DOESN'T HAVE TO
REALLY BE ANYTHING BECAUSE THE ONLY FOLKS OVERSEEING WHETHER
THEY ARE GOING TO COVER YOUR INSURANCE CLAIM IS SOMEONE WHO
WORKS INSIDE AND FOR AN INSURANCE COMPANY AND THE ONLY
WAY THEY ARE GOING TO EXPAND, CONTRACT, WHATEVER THEIR
COVERAGE IS IF THEY FEEL PRESSURE FROM OUTSIDE
SOURCES LIKE YOU AND ME OR IF THEY FEEL LIKE IT'S GOING
TO COST THEM MONEY NOT TOO.
THAT'S WHAT THIS COMES DOWN TO ANOTHER'S WHAT IS SO
FRUSTRATING.
I GET THAT HEALTHCARE IS A BUSINESS.
I UNDERSTAND THAT COMPONENT OF IT BUT AT THE SAME TIME, I DON'T
KNOW HOW ANY SORT OF PERSON WITH ANY EMPATHY OR WHATEVER COULD
LOOK AT THIS CASE OR LOOK AT SO MANY CASES AND HAVE JUST NO CARE
IN THE WORLD AND BE LIKE WELL, IT DOES NOT HELP MY BOTTOM LINE.
YOU KNOW WHAT I MEAN?
IS JUST CAPITALISM AT ITS VERY WORST.
AND IT IS NOT FAIR BECAUSE THERE IS AN INELASTIC
DEMAND FOR BEING ALIVE.
LIKE MOST THINGS, IF IT'S TOO EXPENSIVE I DON'T WANT IT
ENOUGH BUT HERE YOU NEVER CHANGE HOW MUCH YOU WANT TO BE A
LIFE THERE AT A GLAZE SO YOU WILL PAY LITERALLY INFINITE
DOLLARS IN ORDER TO SAY THAT WAY AND THAT IS WHEN THEY GET YOU.
AND THEY ARE MAKING THESE PARENTS CHOOSE, ESSENTIALLY, AND
LIKELY NOT IN THIS CASE BUT IN SO MANY CASES THEY MAKE THE
PARENTS ESSENTIALLY CHOOSE BETWEEN PULLING OUT A MORTGAGE
OR WHATEVER THEY HAVE TO DO TO AFFORD THESE SORTS OF CLINICAL
TRIALS OR TO AFFORD TO KEEP THEIR CHILD ALIVE TO PUT THAT
BIRD IN AND THAT DECISION ON A PARENT OR ANYBODY TO STAY ALIVE,
TO HELP SICK KIDS OR WHOEVER IS SO WRONG.
DO YOU KNOW WHAT I MEAN IT'S INFURIATING.
I DO WANT TO GET INTO THE FACT THAT WE CAN AVOID SOMETHING LIKE
THIS WITH A SINGLE-PAYER SYSTEM, RIGHT?
AT THE GOVERNMENT PRESUMABLY IS HELPING FUND SOME OF THESE
THINGS, IT WON'T BE UP TO THESE PRIVATE INSURANCE COMPANIES
TO THEN GET TO DM OH, THIS DOESN'T HELP HER BOTTOM LINE.
THEN EVERYBODY IS ESSENTIALLY TAKING CARE OF.
YOU KNOW, IT DEPENDS ON YOUR FAITH IN THE SYSTEM, BECAUSE
SINGLE-PAYER, YOU CAN SAY SINGLE-PAYER, IT'S ALL
ABOUT THE EXECUTION OF ANYTHING.
I SUPPORT, I MEAN, MY FRIENDS WHO ARE FROM COUNTRIES THAT
HAVE SINGLE-PAYER SAY NO, IT'S AWESOME.
YOU SHOW UP AND THAT'S IT AND YOU LEAVE WITH MEDICINE AND IT'S
GREAT SO YOU CAN EXECUTE IT RIGHT.
WE NEED TO GET TO SOMETHING THAT'S BETTER THAN THIS.
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